Each year more and more people are becoming aware of the fact that they have been sold a Payment Protection Insurance policy without ever having been aware of it at the time. Since most of us aren’t financial gurus it is often next to impossible to understand all those itemized charges on our monthly bills. If you are wondering whether or not any of your lenders have mis sold PPI cover to you then the first place you should look is on your monthly statement. It should be clearly listed as PPI, Payment Protection Insurance or perhaps just insurance, but it should be on your bill. If you never knew that you were paying for it in the first place then there is every possiblility that you weren’t given the option to refuse cover!

If you cannot find any reference to PPI or Payment Protection on your bill then take a few moments to review your original loan documents. The law requires any payments you are making to be fully explained to you in terms you can understand before you sign on the dotted line. Once you find that you are making payments that you never authorized it’s time to set about filing a PPI claim to recover money which should have never been billed to you.

So, you just can’t seem to find that certain someone, be it a coworker, relative, or old friend. That important call needs to be made and you don’t know where to start. Assuming that you have access to both a computer and a telephone, here is a step by step guide on how to utilize directory enquiries services and find the phone number you’re looking for.

-Acquire as much information as you can. Make sure before you start that you have at your disposal everything you know about the person you wish to contact. The most important information will be the name and general location of the individual. You might even just know a last name and first initial with the general location of “London.” That will be necessary to know, but after that, more information will just help refine your search. First and middle names, age, address, schools attended, spouse name and work location can all help narrow results down.

*Remember that directory enquiries services should be used for those phone numbers that are truly difficult to locate. Many numbers can be found for free through search engines online. If you’re still stuck, read on!
-Choose a directory enquiries service provider. Make your choice based on how much information you have and whether the service charges by connection, one-off fee, or per minute. If you have little in the way of information, choose a directory enquiries service that charges a flat fee, thereby ensuring you more time to help refine your search.
-Call the service. Have all your information ready and give it to the representative in the order it will be the most useful. Do name and location first and pare down the results from there. Try not to get bogged down in insignificant details and keep it brief. You want to pay as little as possible!
-Have a pen and a piece of paper handy. Once you have gleaned the phone number of your desired contact from the directory enquiries service, write the number down and hang up. Do not let them patch you through to the number, because you will pay more money per minute than you would with your normal network provider.
-Call the number you have acquired and get ready to explain to your contact how you got a hold of their phone number and why!

Once such new service located at www.phonenumber.co.uk is offering a new service where you deal with an automated system and is worth checking out for an alternative to 118 118.